Loan Stacking: A Guide for Borrowers

Understanding the concerns and challenges lenders face can help you avoid what lenders see as “red flags” and make yourself an ideal candidate for the next time you need a business loan. The age of online lending has brought a couple of new challenges. One of the biggest is loan stacking.  What is Loan Stacking?  Loan stacking is the practice of t

Review: Bank of America Business Cash Rewards Credit Card

Lendio sometimes receives compensation for credit card offers. This compensation may impact how products appear on this site (including, for example, the order in which they appear.) Lendio does not include all card companies or all card offers available in the marketplace. This editorial is from the viewpoint of Lendio, and not endorsed by any 3r

Payday Loan Lender Review: ACE Cash Express

Out of all the payday loan lenders in the United States, ACE Cash Express is one of the largest and oldest. ACE offers a considerable number of products ranging from check cashing to payday and short-term loans and even automotive insurance. It’s one of the few national chains where you don’t need to complete the whole process online: you can stil

UCC Filings and Your Business Loan: What You Need to Know

When it comes to money, everyone should have to play by the same rules. That’s why the Uniform Commercial Code (UCC) was developed to regulate how commercial transactions operate. One of those rules has given us UCC filings.  What is a UCC Filing? There’s a more financially technical way to define UCC filings—we’ll get to that—but when you boil it

A third of self-employed fail to apply for mortgages

Over the past five years, 36 per cent of self-employed individuals did not submit a mortgage or remortgage application because they expected to be rejected, according to Together. The research outlines that 21 per cent of self-employed borrowers who do apply are rejected, with a fifth of them being turned down four or more times. High street lende

Myths about Unsecured Business Loans

Business financing seems to be a strenuous and complicated affair and what rule against the backdrop are – myths. There are ample of myths surrounding business loans, especially the unsecured business loans. An unsecured business loan is intended to offer funds without requiring the need for depositing any personal or business collateral. Fortunat

Business Loan- How Young Entrepreneurs Can Benefit From It

According to the NASSCOM report 2016, Indian stood number 3 with more number of startup companies. Another survey conducted by Randstad in 2017 found that 83% of Indians showed interest in making their own business. Among that 72% of them belong to the age group 25 to 34 years. From these statistics, it is understood many young Indians are eager t

Payday Loan Lender Review: LendUp

Thanks to new legislation at the state level and increasing pressure from consumers, the way payday lenders operate is changing for the better. LendUp represents a new generation of payday loans because it wants to do more than collect fees: it aims to help subprime borrowers on track to financial health. Although LendUp issues high-interest rates

The Top 3 Best Unsecured Credit Cards Of 2019

Your credit score depends on how well you manage debt. This means that you must first have debt to have good credit or to build your credit. The easiest way to get credit and create a debt management record (AKA build your credit) is to open up a credit card account. The right unsecured credit card is the best way to create and/or strengthen your

Payday Loan Lender Review: Check into Cash

Did you know that more than 12 million Americans spend over $9 billion in fees for payday loans every year? These figures go a long way to confirm that short-term loans are now extremely popular. If you consider benefits like speedy approval of advances, the convenience of conducting the entire business online, and the few requirements, it’s easy