Category Archives: loan calculator

Planning to take personal loans? Here are a few benefits you should know

No matter how responsible we are, all of us have to witness the toughest financial situation at some point of time in life. We are unable to fulfill our financial goals due to lack of money. In order to counter the problem, we might approach friends or family members. If the amount is small, they might manage to lend you money, but now every time

5 numbers to be wary about besides your personal loan interest rate.

If there was one thing a borrower could reduce, it would probably be their personal loan interest rate. Not without reason – this percentage is basically the cost of the loan and who wouldn’t want cheaper finance solutions, right? It’s no wonder then, that so many individuals put lower rates at the center of their comparison efforts; some even mak

Personal loan mistakes you should avoid.

Personal loans are great. If you ever find yourself in a financial ditch, you can always rely on a personal loan to get you out. So if it’s a medical emergency or if you’re falling short for your travel plans or you require money to cover a wedding in the family, just get yourself a personal loan and things will work out. Just make sure you do not

Difference Between Working Capital Loan and Term Loan

Working Capital Loan vs Term Loan This is a question that many businesses will face in their lifetime, sometimes even more than just once. The need for financial support may come up a lot when you’re in the business world, so you need to set your financial sources straight and know what’s your best option for getting the funds you need. And, these

Don’t splash the cash – save on your water bills

When we’re spending an average of £405 per year, our water bills really can feel like money down the drain. But there are plenty of ways to save – both cash and water.   Switch to save How are you billed for water? For most people, it’s either by a fixed rate or a water meter. Water rates aren’t actually based on the water you use, but your home’s

How many years can you finance a new or used car?

    The trend for longer auto loans means some consumers can qualify for financing up to 96 months, or eight years, should they want it. The average loan term, meanwhile, stands at almost 69 months for new and 65 months for used vehicles, according to Experian data for the start of 2019. Rising auto prices and consumer preferences for large, cost

Improve your car-shopping experience with an auto loan calculator

    The dealer hands you the keys, you take the wheel and drive off the lot reveling in your shiny new vehicle purchase. What could be better? Knowing you’ve made a great choice for your finances, as well as your driving wants and needs, could make it all the sweeter now and for the years to come. That’s why it’s well worth using an auto finance

4 Factors to Keep in Mind while Opting for a Wedding Loan

Planning an Indian wedding is no less than a mammoth task. You make a budget for everything. However, no matter how stringent you are with the expenses, you definitely cross your budget. In such cases, a loan for marriage can help you with the finances of the wedding. A loan for marriage is nothing but a personal loan, which you can use to manage

Avail A Personal Loan to Reduce Your Financial Burden this Festive Season

The Festive season is right around the corner. Festivals usher our lives into the joy and pomp it needs. As festivals near, so do the responsibility to prepare for them. Indian festivals are a time of joy and happiness. There are many things that we as Indians believe in doing before festivals start and when they are on. From revamping the house t

Factors On Which One Can Claim Tax Benefits While Availing A Personal Loan

Tax benefits are something, which can work in your favour and help you save more money. When it comes to availing a personal loan, there are tax benefits from that too. First, let us understand the basic tax slab for the financial year 2019-20. Annual Income Range Tax Rate Up to Rs. 2.5 lakhs No Tax Above Rs. 2.5 lakhs to Rs. 5 lakhs 5% + 4%