Applying for a Mortgage

You know that dreaded moment when you look around for the nearest adult and you realize… you are the adult? 

The thought of applying for a mortgage can be SUPER intimidating.  BUT thanks to the wonders of modern technology and a few brilliant people at Homespire Mortgage, the process just got a whole lot easier! It’s not that bad, I promise.

 

First, you’ll need to figure out where you stand financially. Jot down your monthly income, I won’t look. Include your  total monthly debts and expenses, credit score, and how much money (if any) you are able to put down. You’ll want to figure out a rough estimate of how much you can comfortably afford per month on your mortgage. Take your current housing costs into consideration. Are you maxed out already or can you afford a little more?

 

Now that the hard work is out of the way, grab your favorite device — Mine’s a Kindle I like to read my romance novels on it — and head on over to homespiremortgage.com/readyapp. All you have to do is plug in your information and let ReadyApp do the work for you, connecting to a bajillion financial institutions to capture your bank statements and tax returns. 

 

There’s literally no paperwork!!

 

And ReadyApp is completely secure, so you don’t have to worry about your information floating around the web). Once you hit submit, a Loan Consultant will receive your information instantly. AND it only takes around 15 minutes.